Frequently Asked Questions

Who can become a member?
Anyone that resides in Umatilla, Morrow, and Gilliam counties as well as family members.
What type of accounts are available?
We have savings accounts, as well as Traditional or ROTH IRAs.
How much does it cost to open an account?
There is a one-time opening fee of $5 and then the minimum balance that must remain in the account to stay open is $25. We ask that you do at least one financial transaction annually.
Are there any other fees? Yes.
Click here to view our fee schedule.
Do you do loans for home purchases?
We are not currently doing home loans and when we do, we only do home refinances.
Are you able to wire funds to another financial institution?
No. We are unable to originate a wire transfer; however, we are able to accept transfers from another financial institution.
Are savings accounts insured?
Yes. Savings are insured through the NCUA up to $250,000. Click on the NCUA logo below for more information.
How do I get a loan application?
You can either stop by, give us a call, email us, or apply online!
Do you accept debit or credit cards?
No. We are strictly cash or check transactions.
Do you allow ACH/Account debiting?
No. Our savings accounts are non-transactional accounts, meaning no one can “back door” their way into your account.